1. Introduction

We, Better Investing Academy, provide access to our educational courses, discussion groups, webinars, and support materials for informational and learning purposes (collectively, including any new features, the “Service”) through our website located at (including any sub-domains) (the “Site”), subject to the terms herein (the “Terms of Service”). Please read these Terms of Service carefully, as they govern your use of the Site and Service. By accessing, using, or subscribing to the Site and/or Service, you agree to these Terms of Service.

Certain features on the Site and/or Service may be subject to additional terms and conditions, which will be brought to your attention for agreement when you sign up for or purchase such features. These additional terms and conditions are supplemental and do not override these Terms of Service unless explicitly stated.

2. Modifications to Terms of Service

We reserve the right to modify these Terms of Service at our sole discretion. Any changes will be communicated to you in advance and will take effect on the specified date (the “Effective Date”). Your continued use of the Site and/or Service after the Effective Date constitutes your acceptance of the updated Terms of Service.

3. Privacy

We value your privacy. Please review our for details on how we collect, use, and protect your data. By using the Site and/or Service, you consent to our handling of your data as outlined in our Privacy Policy.

4. Disclaimers

4.1. Stock Investing

The Site and/or Service is for educational purposes only and does not constitute financial or investment advice. No consideration is made of your specific financial circumstances. You are solely responsible for your investment decisions and are encouraged to consult with a qualified financial advisor before making any investment decisions.

Stock investing involves risks, and past performance is not indicative of future results. You may lose some or all of your initial investment. It is your responsibility to assess risks and seek independent advice before proceeding with any investment.

4.2. Content Accuracy

While we strive to provide reliable information through the Site and/or Service, we do not guarantee the timeliness, accuracy, or completeness of the content. The information provided is for educational purposes and should not be construed as financial or investment advice. Better Investing Academy will not be held liable for any inaccuracies or decisions made based on the content provided.

5. Access and Use of Service

5.1. Description of Use

The Service, including all content, is for personal and non-commercial use only. Upon subscribing to the Service, we grant you a limited, non-exclusive, non-transferable license to access and use our educational content. You agree not to copy, reproduce, distribute, sell, or exploit the content for commercial purposes.

We reserve the right to revoke this license at our sole discretion. Upon revocation, you must cease accessing and destroy any materials downloaded from the Site and/or Service.

5.2. Registration

You may need to register for an account to access certain features of the Site and/or Service. By registering, you agree to provide accurate and up-to-date information. Your account is personal to you and must not be shared. You are responsible for safeguarding your credentials and for all activities under your account.

5.3. Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately of any unauthorized use. Better Investing Academy is not liable for any losses resulting from unauthorized use of your account.

5.4. Refund Policy

All sales are final. As access to our educational content is provided immediately upon purchase, we do not offer refunds, either partial or full.

5.5. Mobile Services

If you access the Service through a mobile device, standard carrier charges may apply. By providing your mobile number, you consent to receive calls and/or messages from us related to the Service.

6. Conditions of Use

6.1. User Conduct

You agree not to use the Site and/or Service for unlawful or unauthorized purposes. Prohibited activities include but are not limited to:

Uploading harmful or malicious content.
Sharing proprietary content from the Site without permission.
Engaging in activities that violate applicable laws or regulations.
We reserve the right to suspend or terminate your account for any violation of these Terms of Service.

6.2. Fees

All fees for the Service must be paid as specified. Subscription plans, if offered, will auto-renew unless cancelled. We reserve the right to update pricing and will notify you of any changes in advance.

7. Intellectual Property Rights

The content on the Site and/or Service, including courses, videos, and materials, is protected by intellectual property laws. You may not modify, distribute, or create derivative works based on this content without explicit permission.

8. Thrid-Party Websites

The Site and/or Service may contain links to third-party websites. Better Investing Academy is not responsible for the content, privacy practices, or accuracy of information on these sites.

9. Disclaimer Of Warranties

The Site and Service are provided “as is” and “as available.” Better Investing Academy disclaims all warranties, including but not limited to merchantability, fitness for a particular purpose, and accuracy of content.

10. Limitation of Liability

Better Investing Academy is not liable for any direct, indirect, incidental, consequential, or exemplary damages arising from your use of the Site and/or Service. This includes, but is not limited to, damages for loss of profits, goodwill, data, or other intangible losses resulting from:

Your inability to use the Site or Service.
Errors or inaccuracies in the content.
Unauthorized access to your account or personal data.
Any other matter related to the Site and/or Service.

Your sole remedy for dissatisfaction with the Site and/or Service is to discontinue use.

11. Termination of Account

We reserve the right to suspend or terminate your account for any violation of these Terms of Service or for any other reason at our sole discretion. Upon termination, you must cease all access and use of the Site and/or Service.

There will be no refund of fees already paid for any terminated account.

12. Disputes Between Users

Better Investing Academy is not responsible for disputes between users of the Site and/or Service. You agree to resolve any conflicts independently and release us from any claims or damages arising from such disputes.

13. General Provisions

13.1. Entire Agreement

These Terms of Service, along with our Privacy Policy, constitute the entire agreement between you and Better Investing Academy concerning your use of the Site and/or Service.

13.2. Governing Law

These Terms of Service are governed by the laws of Malaysia. Any disputes will be resolved exclusively in the courts of Malaysia.

13.3. Severability

If any provision of these Terms of Service is found invalid, the remaining provisions shall remain in full force and effect.

13.4. Assignment

You may not assign your rights under these Terms of Service without prior written consent. We may assign our rights at any time without notice.

13.5. Force Majeure

We are not responsible for any delays or failures caused by events beyond our control, such as natural disasters, government actions, or technical failures.

13.6. Indemnification

You agree to indemnify and hold Better Investing Academy harmless from any claims, damages, or liabilities arising from your use of the Site and/or Service, including legal fees incurred in defence of such claims.

13.7. Notices

All communications related to these Terms of Service must be directed to our support team at support@betterinvestingacademy.com.

14. Contact Us

If you have questions or concerns about the Site, Service, or these Terms of Service, please contact us at:

Email: support@betterinvestingacademy.com